The Life and Regulatory department is led by Dr Martin Schaaf, Dr Alexander Beyer and Dr Tobias Britz. Over 35 lawyers in the department advise on particular insurers, insurtechs, banks, pension funds and insurance associations, as well as public supplementary pension funds in the areas of insurance supervisory law and reinsurance law, product development and advice, distribution and competition law, data protection and compliance as well as occupational pension schemes. In recent years, this department has been in demand as an advisor on issues relating to the low interest rate environment, capping of commissions, company sales and portfolio transfers, as well as the various legal aspects of the digital business models of insurance companies and insurtechs. Recently, the team provided comprehensive advice, among other things, on the establishment of the German Travel Insurance Fund (Deutscher Reisesicherungsfonds) for the Federal Ministry of Justice. In matters pertaining to life insurance, the team have been active for many insurers nationwide in recent years in numerous proceedings on the contentious issues of policy cancellations, as well as in connection with questions of surplus participation. Members of the department are regularly recommended in the leading reference works JUVE, Chambers and Legal500.
